Personal Finance News
PERSONAL TAX 
-
Avoid higher TDS with timely, accurate submission of investment proof
For investments made after proof has been submitted to the employer, claim refund in ITR
-
Budget 2023: Salaried class wants higher tax-free slab as inflation bites
-
Capital gains: Investment cut-off date extended, but there's a catch
-
The deadline to file updated income tax returns is March 31, 2023
-
Income tax exemption might be extended to Rs 5 lakh in budget, say sources
» More
INSURANCE
-
Indian insurers may have to tackle pricey reinsurance amidst global crises
Impact of global hardening of rates on India difficult to predict, say analysts
-
Insurance sector needs Rs 50,000 cr capital each year to double penetration
-
Budget 2023 wish list: Insurers seek hike in tax deduction limit
-
Don't let bank compel you to buy insurance policy with home loan
-
Buy more insurance cover if your liabilities have increased in the year
» More
EXPERT OPINION
-
Beware! Govts do default on pension liabilities
The faith displayed by employees in a future government's ability to pay pension is perplexing when stories abound of ...
-
Watch out for mark-up on the exchange rate when remitting money
Go with a player that states both the exchange rate and the transaction fee transparently
LOANS
-
Fixed or floating rate? Choose floating-rate car loan if you plan to prepay
With interest rates peaking, you could benefit from a decline in them
-
Select lender that will offer amount needed to buy chosen property
-
Use data on education loan defaults to rank courses
-
Not just car, get a good deal on auto loan as well, advise experts
-
Prepay home loan to tackle 190-bps rise in repo rate since May: Experts
» More
CREDIT CARDS
-
Maximise reward points by using the right card for your each spend
Beware that on some expenses you could be levied a fee for card usage
Q&A
-
We're transparent, not biased against fund managers: S&P's Benedek Voros
'The two key factors are volatility in the stock market and the performance differential within indices'
REAL ESTATE
-
Upcoming and affordable properties in Mumbai's Shil-Thane
Property prices are very attractive to users on a budget, ranging between Rs 4,300-6,600 per sq ft
-
Home loans need a more stable benchmark
-
Hard to get capital gains benefit for joint houses
-
Realty check within budget of Rs 1.5-2 crore
-
Options for buyers when builder goes bankrupt
» More
MUTUAL FUNDS
-
Edelweiss Mutual Fund launches India's first passive short-duration fund
This is the first passive offering in the short-duration space
-
Maintain exposure to US funds in face of recent underperformance
-
Diversify your investment portfolio by style to include value funds
-
High portfolio yields to make debt funds an attractive option in 2023
-
The reason you must hold on to equity funds despite turbulence in 2023
» More
GOLD
-
US interest rate-cut expectations have yellow metal shining bright
Mild recession, low inflationary pressures in the US and a stronger rupee would act as headwinds
- Gold to shine amid global recession; soft landing could play spoilsport
- Long-term investors should invest in gold through SGBs, say experts
- Fed-induced market volatility could spur demand for gold: Experts
FIXED DEPOSITS
-
Silver's performance may continue if global economy avoids recession
Beware of its volatile nature and don't invest more than 5% of your investment portfolio in it
-
Special FD rates, while attractive, lose the medium to long-term race
» More
INVESTMENTS
-
Investors should avoid NCDs rated below AA despite mouthwatering returns
Diversify across sectors and match your investment horizon with paper's tenor to avoid liquidity issues
-
Conservative investors, novices should choose passive ELSS funds
» More
SPENDING
-
Cheers to coffee: How to pick up the best brew for your home pleasure
Instant, special, or traditional blends: Indians' choice for their daily cup keeps increasing
- 10 ways retailers trick you into buying way beyond your planned shopping
- Signature luxury: How to build a collection of the finest writing pens
- Beaches to mountains: Indians are heading out for their New Year vacation
- Year-end indulgence: how to pick the best cakes for gifting
SAVINGS SCHEMES
-
PFRDA expects AUM of Rs 9 trillion by end of FY23, shows data
Amongst the newer assets, PFRDA has invested around Rs 1,100 crore in REITs and InvITs, accumulating better returns ...
- Don't let weak returns of ELSS category in 2022 deter you; stay invested
- Small savings are an attractive option for investors in lower tax brackets
- NPS partial withdrawal rule changing for these subscribers from Jan 1
- 7.4% interest rate locked in for 10 years: Who should buy LIC's PMVVY
Financial Tools
-
Crorepati Calculator
Find out your tax liabilities on your salary.
-
EMI Calculator
How much EMI you will pay on your loans.
-
Plan your retirement
How to grow your wealth before you retire.
