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January 20, 2023, Friday
Silver's performance may continue if global economy avoids recession
Beware of its volatile nature and don't invest more than 5% of your investment portfolio in it
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August 23, 2022, Tuesday
Begin locking into best FD rates available, take limited exposure to SFBs
Since predicting peak rate is impossible, deploy in tranches over the next few months
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June 01, 2022, Wednesday
Not satisfied with FD returns of top-tier banks? Consider G-Secs
Those keen on locking in interest rates for very long tenures should also opt for them
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February 04, 2022, Friday
Target maturity funds can help you avoid losses amid rising interest rates
Stick to shorter tenure fixed deposits now to benefit from higher rates later
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October 12, 2021, Tuesday
Bank FD to fetch negative real interest with elevated inflation
The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the ...
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July 06, 2021, Tuesday
Give necessary standing instructions for renewal of your FD, say analysts
Inform your heirs about deposits and whereabouts of related documents so that they can make a claim
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October 02, 2020, Friday
This is not the time to lock yourself into long-term fixed deposits
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns
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May 22, 2020, Friday
Gloom for savers: How RBI repo rate cut will impact FD investments, savings
The recent spate of rate cuts by the Reserve Bank of India could be bad news for savers
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March 23, 2020, Monday
Small savings will continue to be attractive despite Coronavirus outbreak
While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has ...
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June 19, 2018, Tuesday
Curbs on full PF withdrawal likely; move to create 'social security cover'
In a Move to create 'social security cover', govt wager risky payoff, say experts
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September 13, 2017, Wednesday
Bank should fully settle FD claims
The bank said that it could not repay as the RBI had restrained it from doing routine operations
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November 09, 2022, Wednesday
Special FD rates, while attractive, lose the medium to long-term race
While you may begin allocating to them, keep some powder dry as rates could rise further
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June 09, 2022, Thursday
Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later
Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising
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April 02, 2022, Saturday
Green fixed deposits: For interest of the environmentally conscious
They're at par with normal fixed deposits but not all banks offer these
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December 20, 2021, Monday
As banks up interest rates, stick to lower-tenure FDs for the present
Rate increases have only begun; doing so will allow you to reinvest your money at higher rates later
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July 13, 2021, Tuesday
Avoid locking into corporate FDs of longer tenures, say analysts
Deterioration risk in credit profile increases, and better rates may become available a year later
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March 04, 2021, Thursday
Multiple benefits of deferred annuities: How you can choose the right one
Savvy investors can expect to earn better returns by investing in alternatives
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September 18, 2020, Friday
Strategies to protect your income in a scenario of falling interest rates
Several products offer better rates, especially for seniors; that said, never try to optimise returns when you need money in the ...
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May 08, 2020, Friday
How to get the most out of your fixed deposits as interest rates fall
Choose a higher compounding frequency, and invest across multiple tenures and banks
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February 04, 2020, Tuesday
Budget impact: High share of FDs in investment can hit your wealth creation
Though FD insurance cover has risen 5-fold, younger investors should use those to park short-term funds
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September 13, 2017, Wednesday
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